• Moodle Login Instructions
• Moodle Login Portal
• Moodle User Guide for Students

In addition, we will be using , a fully integrated homework and tutorial system. MyFinanceLab offers the following:

• Textbook problems online
• Algorithmically generated values for more practice
• Partial credit
• Personalized study plans
• Extra help for students
• Online Gradebook

Textbook: Personal Finance: Turning Money into Wealth, 5th Edition, Arthur J. Keown, Pearson Education, Inc., Copyright © 2010.

Access to MyFinanceLab: The MyFinanceLab Course ID for this course is XL0F-71VO-201Y-7IR2. Follow the instructions on this page to Register and Enroll in MyFinanceLab. You can purchase access to MyFinanceLab with or without an e-text.

Personal Financial Plan Workbook (Excel^®): Click here to download the complete file of Worksheets combined in one tabbed Excel^® file.

Internet Access: This is a fully online course. Students should have access to a properly configured computer and a reliable internet connection.

Student Workbook: Personal Finance: Turning Money into Wealth, 5th Edition. ISBN: 0-13-607035-3.

Financial Calculator: Here are some recommended models > HP 10bII, HP 12c, HP 17bII+, TI BA II Plus, TI BA II Plus Professional, TI-83 Plus / TI-84 Plus.

Financial Calculator Tutorials and Guidebooks: Click here for access to additional resources for financial calculators.

Calculator Guide: Financial Analysis With An Electronic Calculator, Mark White, Sixth Edition, McGraw-Hill, 2007, ISBN: 0073217093.

The catalog does not list any prerequisites for the course, but if you are completing the Minor in Business it would make sense to first take ACG 3024 - Accounting for Managers and Investors, or, if your major is Business, ACG 2021 - Accounting for Decisions.

Prerequisite Link: http://cbasys.fiu.edu/advising/prerequisites/prerequisites1.cfm.

• Set financial goals and develop a financial plan
• Understand the time value of money
• Prepare a personal budget
• Plan for their college education and career
• Choose a financial institution and types of accounts for personal needs
• Understand personal taxes and how to minimize them
• Manage cash and savings
• Use credit wisely
• Select appropriate types of insurance policies
• Plan for home ownership and understand types of mortgages
• Plan for big ticket item purchases
• Develop an investment plan for the future
• Understand alternative types of financial assets in which to invest
• Develop a plan to save for retirement while minimizing taxes
• Understand estate planning and the need for a will

   • Apply critical thinking skills to complex business problems including:

        Identifying and evaluating relevant issues and information;
        Generating and evaluating possible solutions to problems.

    • Use quantitative analytical skills to:

        Identify and analyze material factors that are involved in business problems;
        Determine and apply appropriate problem solving techniques to business problems.

    • Use information technology as a tool to perform essential business tasks.

Suggested Study Procedures: Before beginning, take the Learning Styles Quiz and view your results on the Learning Styles Chart.

• Read the assigned Chapter in the textbook and view the Powerpoint Slide Presentation* for the assigned chapter.
• Survey the Review Questions as well as some of the Problems and Activities items at the end of each chapter. Chapter Outlines*, which include answers to the exercises referenced above, are made available on the Moodle site for the course.
• Visit some of the Chapter Weblinks found in the Student Resource section of the Course Companion Website as you cover the material to gain additional knowledge and deepen your understanding of the material.
• Access the Other Resources page to find links to financial calculator guides, time value of money tools, and personal financial management internet sites.
• View the Personal Finance Videos* for real world examples related to topics presented in the course.
• Sample some of the Personal Finance Games* and test your knowledge of basic financial concepts.
• Complete the Quiz and the Homework Assignment for each chapter in MyFinanceLab prior to the deadline; extensions will not be granted. The Homework Assignments are generally based on the Problems and Activities items at the end of each chapter. Solutions to the Problems and Activities items are made available on the Moodle site for the course.
• Complete the appropriate section(s) of your Personal Financial Plan on a weekly basis.
• Post general questions on the Discussion Forum* in Moodle and review the forum for previously answered questions. Use Course eMail* for personal communication with the Instructor.

               *Accessible through Moodle

Undergraduate Policies & Procedures: The Undergraduate Policies and Procedures Manual outlines and explains the policies and procedures governing undergraduate study at FIU. The policies include those concerning: the Undergraduate Program, University and Department Admission Criteria, College Level Academic Skills (CLAST), Academic Advising, General Academic Policies, Award of Degrees and Commencement Exercises, Educational Support Services and Undergraduate Administration. A keyword index links the Undergraduate, Graduate and Academic Affairs Policies and Procedures Manuals. The Standards of Student Conduct summarize the position of the University concerning ethics and honesty.

Please read the Standards of Student Conduct and use it as your guide throughout the course. I take each and every instance of academic misconduct very seriously.

	Help Me Solve This: A guided solution is available as a learning aid.
	View an Example: A sample problem is available as a learning aid.
	Textbook Pages: The online textbook is available as a learning aid.
	Calculator: A calculator is available as a learning aid.
	Ask My Instructor: Send an email about the question to the instructor.
	Print: Print the question.

Once you access and begin a Chapter Quiz, the "clock" will start and you must finish and submit the quiz in the time allotted; you will not be able to access the same quiz more than once. You will have two attempts for each Chapter Quiz and your highest score will be recorded in the Gradebook.

The Chapter Quizzes are closed book and closed notes. You are allowed to use a calculator, scrap paper, and the Time Value of Money Interest Tables: (FV), (FVA), (PV), (PVA). The use of any other resource or assistance during chapter quizzes will be considered a violation of the Student Code of Conduct!

The Homework Assignments are generally based upon the end-of-chapter problems in the textbook under the heading "Develop Your Skills --- Problems and Activities." Solutions to the textbook problems are found in the Chapter Outlines in Moodle. The Homework Assignments are open book and you are allowed to use any resource you wish as long as you are the one doing the work.

• Use the "Your Financial Plan Weblinks" as well as the "Your Financial Plan Exercises" found in the Student Resource section of the Course Companion Website and other sources to research the types of information needed to make financial decisions. Cite specific references and use the worksheets to enter your personal information (do not use real bank account numbers, social security numbers, etc.). Each worksheet should be completed in order to receive maximum credit for your Financial Plan. Some of the topics may not directly apply to you at this time, but you should still complete each worksheet to gain knowledge of the topic area for the future. For the areas that do not apply to you at this time, you can use estimated or forecasted information. Selected parts of your Plan can be based upon information that applies to another family member, friend, etc.. Incomplete areas of your Financial Plan will result in a loss of credit!

• Write an overall synopsis of your financial plan (1,500 word minimum) discussing your long-term financial goals as well as your existing financial resources and obligations. Comment about any financial risks you anticipate and risk management techniques you might consider to address them. Finally, discuss your savings and investment goals and how they coincide with your lifestyle and retirement goals. The summary that you write should be inserted into the last tabbed worksheet of your Personal Financial Plan workbook titled SUMMARY.

• Fill out and electronically "sign" the CERTIFICATION document in the first tabbed worksheet.

• Upload your Personal Financial Plan workbook by the scheduled due date through Moodle. The file that you upload should be the single Excel^® workbook containing the completed tabbed spreadsheets.

The Schedule will list the due date for the Financial Plan.

Statement of Understanding between Professor and Student:

Every student must respect the right of all to have an equitable opportunity to learn and honestly demonstrate the quality of their learning. Therefore, all students must adhere to a standard of academic conduct, demonstrating respect for themselves, their fellow students, and the educational mission of the University. As a student in the College of Business taking this class:

• I will not represent someone else's work as my own.
• I will not cheat, nor will I aid in another's cheating.
• I will be honest in my academic endeavors.
• I understand that if I am found responsible for academic misconduct, I will be subject to the academic misconduct procedures and sanctions as outlined in the Student Handbook.

Course Grading: The final grade is based upon the Chapter Quizzes and Homework Assignments in MyFinanceLab and the Personal Financial Plan.

Grade Calculator: http://www.fiu.edu/~keysj/Grade_Calculator_FIN3140_Online.xls

Grading Scale: The letter grade for the course is based upon the scale below.
 

Grade Access: All grades will posted on the internet at the end of the semester under your personal code.

• Calculate your personal code by going to [http://cba.fiu.edu/cba/] and entering your Panther ID number.
• Access your grades at [http://www.fiu.edu/~keysj/FIN_3140_Web_Grades.htm].

If a student has a disability and needs assistance, please notify the Instructor and/or contact the Disability Resource Center to make arrangements for the appropriate modification and/or assistance.

Any student may request to be excused from a scheduled exam to observe a religious holy day of their faith. The student must notify the Instructor and arrange to take the exam in advance of the regularly scheduled exam date.